Arizona VA Home Loans
Financing For Those
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We at Cherry Creek Mortgage believe that the men and women of Arizona who serve our country as part of the US Armed Forces deserve our utmost respect and gratitude. I will always be here for you and your VA Home Loan lending needs. My team and I have an extensive background in Arizona VA Loans with over 36 years of combined experience with VA Home Lending. With a focus on Arizona VA loans, we offer the widest array of VA Loan programs to achieve your individual home loan goals and we take pride in exceeding your expectations. As a member of our country's military personnel, you have already made enough sacrifices and have more than earned a smooth, on-time, and hassle free VA Loan experience. |
Call me today to discuss
your VA Loan Options in Arizona, how easy the VA Loan process can
be for you and your family, and the VA Loan specifics that will
benefit you !
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Advantages of a VA Home Loan:
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Who is eligible for a VA Home Loan?
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For the Official Rules of Eligibility for VA loans, please click here.
A few key notes for Arizona Veterans to keep in mind with VA Home Loans:
- VA Loan waiting periods for a short sale or foreclosure is only 2 years. Assuming the home loan that was sold short or foreclosed was not a VA Home Loan, VA buyers who have VA Loan Benefits can buy again after 2 years. This is one of the shortest waiting period timeframes for all loan options today in Arizona's mortgage market.
- Jumbo VA Loans are a fantastic jumbo loan option for Arizona Veterans and in most cases off a down payment less than 10%, allows for financing up to $1,000,000, and doesn't require mortgage insurance.
- VA Loans are available for Condos that are on the VA Condo Project Approved List. A list of these projects can be found on the following website: For VA Condo List - Click Here
- VA Loans charge a funding fee to the buyer. The percentage charged varies with the VA Eligibility status of the the borrower and it is financed into the loan. If the Arizona Veteran has a service connected disability he or she may be exempt from the funding fee.
Example of a VA Home Loan:
Purchase Price: $100,000
Down Payment: 0
Base VA Loan Amt $100,000
Funding Fee (2.15) $ 2,150
Total VA Loan Amt $102,150
VA Home Loans in Arizona offer a fantastic opportunity to eligible Arizona Veterans and their families. Listed above are just a few of the many benefits of using a VA Home Loan. We are proud to offer so many VA Home Loan Programs in Arizona and to serve those who have served our country.
My goal for each every Arizona VA Home Loan is to not only close your VA Loan on-time, but to also produce a smooth, well-communicated and knowledge based VA Loan experience that exceeds your expectations. We deliver that every time and you have earned that!
Don't hesitate to call or contact me should you have questions or concerns regarding a VA Loan in Arizona. I am always here to help you.
~ Kelly
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