Arizona Mortgage Blog by Kelly Zitlow

An Arizona Mortgage Specialist with over 15 years exp., Kelly produces this Arizona Mortgage Blog for realtors & home owners in Arizona who wish to be informed concerning the ever-changing Mortgage Market and FHA Loans, VA Loans, and Conventional Mortgages. Information about obtaining a Mortgage in Arizona can be found at www.kellyzitlow.com.

Credit Tip on Authorized User Accounts

Using an authorized user account to help a spouse or child can be a good idea to help them establish or re-extablish credit. But this should be only for short term and should be looked at before thinking about applying for a mortgage.

Mortgage guidelines now require borrowers be romoved as authorized users before approving a mortgage application. Planning ahead and taking the right steps will ensure the borrower is ready and able to obtain a mortgage. With so many first time buyers in our Arizona market it's important that we are constantly being updated to the most recent Arizona mortgage guidelines.

To read the whole market update, click here.

~ Kelly

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