Arizona Mortgage Blog by Kelly Zitlow

The HARP Refinance Program in Arizona is now up and running full speed for Arizona homeowners who owe more than their homes are worth and wish to refinance to stay in their current homes. Updates to the Arizona Mortgage Lending systems were recently completed allowing the program to take full effect in Arizona.

I'm currently taking HARP Refinance mortgage applications and have full instructions for eligibility posted on my site in the Arizona Mortgage Update.

Read Arizona HARP Refinance Program Guidelines Update

HARP 2 is unique in that it is the only conventional mortgage refinance in Arizona that allows Arizona homeowners who owe more on their home than it is worth the opportunity to refinance at today's low interest mortgage rates!

My Arizona HARP Team and I are always here for any questions,

~ Kelly

Arizona's HARP 2 mortgage refinance program is finally available! Updates to the mortgage lending systems were completed over the past weekend and the HARP 2 program is ready to process mortgage refinances in Arizona.

I posted the key points, eligibility guidelines, and the steps needed to get an Arizona HARP 2 mortgage refinance started.

To read my Arizona HARP Update or access the link to forward the HARP 2 guidelines to friends, family, and clients - just click here.

I've been taking mortgage applications and the HARP process has started, please contact me if you have any questions regarding HARP in Arizona or any mortgage questions.

~ Kelly

What a crazy week it was last week. I was in NYC for a few days with my husband for his business and then was in Cal. for a mortgage coaching event. I forgot to get this posted.

I updated everyone in Arizona concerning more details on HARP 2.0, the Payroll Tax Cut, and the impact on Arizona home buyers.

To read it if you didn't see it, click here for HARP 2.0 Update.

This year has been off to a very busy start....thank you!

~ Kelly

We received word yesterday that Fannie Mae and Freddie Mac's automated underwriting systems will not be ready until March 2012. This could delay the rollout of the program. More to come on this as the mortgage industry, banks, and investors of mortgage backed securities process the viability of this program.

I'm still very hopeful that many Arizona homeowners will benefit. I promise to keep all of you updated as I learn more.

~ Kelly

To date we all have heard bits and pieces of the upcoming HARP Refinance Program. There are still many fluid pieces that are being worked out with regards to how and who would be able to process the refinancing of mortgages for Arizona homeowners.

First and foremost, the current mortgage must be owned or insured by either Fannie Mae or Freddie Mac to be eligible. To read more key points and get the links to check a mortgage's eligibility with Fannie Mae and Freddie Mac, read my HARP Refinance mortgage update that was emailed and posted last week.

Click Here

I will keep all of you informed as more details are released.

~ Kelly