Arizona Mortgage Blog by Kelly Zitlow

An Arizona Mortgage Specialist with over 15 years exp., Kelly produces this Arizona Mortgage Blog for realtors & home owners in Arizona who wish to be informed concerning the ever-changing Mortgage Market and FHA Loans, VA Loans, and Conventional Mortgages. Information about obtaining a Mortgage in Arizona can be found at www.kellyzitlow.com.

Archive for tag: USDA Home Loans

USDA Home Loans Add Insurance to New Arizona Mortgages

Starting October 1st the USDA started to add mortgage insurance to USDA Home Loans. For those buyers who wanted to obtain a mortgage in Arizona using an USDA Home Loan this is still a great program.

Still ZERO DOWN, 30 yr Fixed Rate, No Pre-payment Penalty, and more.

But I encourage everyone to check the USDA website Eligibilty Map to view boundaries, very easy to use.

To read more great highlights on a USDA Mortgage in Arizona, click here to view my latest update.

Feel free to call me with any mortgage questions you have.

Enjoy the cool fall weather this weekend!

~ Kelly

USDA Updates Eligibility Boundaries for Arizona

USDA Updates Eligibility Boundaries for Arizona

USDA Rural loans have been an extraordinary mortgage tool for many cash strapped Arizona buyers by offering 100% financing with NO monthly Mortgage Insurance.  The USDA has recently updated their boundaries for homes eligible for Rural mortgage financing.  The following USDA website allows you to view an Arizona map and determine specific property eligibility within the Arizona market.  The map is very user friendly allowing you to zoom right in to view exact street locations.

http://eligibility.sc.egov.usda.gov/eligibility/eligibilityAction.do?pageAction=countyMap&st=04&state=AZ&cnty=013

As a whole, most of Maricopa County is ineligible for rural financing with the exception of Buckeye and certain parts of Anthem.  Most of Pinal County is eligible.  All of San Tan Valley and the Pinal County portion of Queen Creek are eligible.

If you have a buyer interested in rural financing, I encourage you to visit the USDA website and call me and I can assist you in determining an eligible Arizona property.

I've listed a few reminders of the mortgage program on my weekly newsletter post along with a couple of contract writing tips now that the new AAR Contract has been released. CLICK HERE

Feel free to contact me with any questions you have about this wonderful ZERO down mortgage program!

80 degrees in the forecast! I hope you have the opportunity to get outdoors and enjoy the beautiful weekend ahead.

Kelly